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Incase you are located in a country where we are not present, please share your details here and we will get in touch with you. With customised solutions and have fulfilled over 4.8 million dreams over the last three and a half decades. Here is why HDFC is a household name that Indians proudly reckon with. If you have any questions or concerns about our services that require urgent intervention, you can get in touch with us in the following ways.

The consent herein shall override any registration for DNC/NDNC. You can submit a request for the disbursement of your loan online or by visiting any of our offices. You can take disbursement of your home loan once the property has been technically appraised, all legal documentation has been completed, and you have made your down payment. You may be eligible for tax benefits on repayment of the principal and interest components of your Home Loan as per sections 80C, 24 and 80EEA of the Income Tax Act, 1961.
Customized Repayment Options
Buying a house is one of the biggest and most important decisions of a lifetime. A good house is essential for the all-round well-being of a family. Loans for construction on a freehold / lease hold plot or on a plot allotted by a Development Authority. However, it is advisable that you buy insurance for protection against any unforeseeable circumstances.
Credit Linked Subsidy Scheme under PMAY makes the home finance affordable as the subsidy provided on the interest component reduces the outflow of the customer on the home loan. The subsidy amount under the scheme largely depends on the category of income that a customer belongs to and the size of the property unit being financed. For home loans and balance transfer loans, the maximum tenure is 30 years or till the age of retirement, whichever is lower. Ensure that the documentation of your home loan application is in order as per the requirement of the lender. Make sure you provide all the details that the home loan provider will need to process your application. HDFC’s online home loans provide you the facility to apply for a home loan online from the safety and convenience of your home or office.
SBI Home Loan Bikaner | Interest Rates | Documents | Branch Address
Transferring your outstanding home loan availed from another Bank / Financial Institution to HDFC is known as a balance transfer loan. It can take years to accumulate sufficient funds for buying a house. You can simply take a home loan to purchase your dream house. Get in touch with us for your Banking needs on our helpline number. Now you can get access to your Bank Accounts, Credit Cards, Loans, Demat Account services over the call. When one starts a banking journey, the most common type of account that can be opted for i...

HSPL officials do not communicate via generic email addresses such as Hotmail, Yahoo. All communications will always originate from a verifiable HSPL e-mail address (domains of @hdfcsales.co.in or @hdfcsales.com) and not from any free web based email accounts. Credit Card related services are available 24 hours on all days including Sundays and Bank holidays.
Co Applicants
Since the benefits may vary each year, please do consult your chartered accountant/ tax expert for the latest information. Improve your credit score by creating a reasonable track record of timely repayments so that you achieve a high credit score which would improve your prospects of getting a home loan. Individuals who are successful in gaining an offer of employment from HSPL, whether directly or indirectly are always required to go through a formal recruitment process. During our recruitment process, the candidate will, in general, meet in person with an HSPL employee or representative for an interview before any formal offer is made.
You can download account statements, interest certificates, request for disbursement and do much more. Pre-EMI is the monthly payment of interest on your home loan. This amount is paid during the period till the full disbursement of the loan. Your actual loan tenure — and EMI payments — begins once the Pre-EMI phase is over i.e. post the house loan has been fully disbursed. Interest rates on home loan are lower than other types of loans. You can download account statements, interest certificates, request for home loan disbursement and do much more.
HDFC disburses loans for under construction properties in installments based on the progress of construction. Every installment disbursed is known as a 'part' or a 'subsequent' disbursement. Our HDFC Reach Loans make home buying possible for micro-entrepreneurs and salaried individuals who may or may not have sufficient proof of income documentation. You can apply for a house loan with minimal income documentation with HDFC Reach. All co-owners of the property need to be co-applicants to the house loan.
HSPL and HSPL authorized recruitment agents/ agencies do not ask for payments from applicants at any point in the recruitment process. I declare that the information I have provided is accurate & complete to the best of my knowledge. I hereby authorize HDFC Ltd. and its affiliates to call, email, send a text through the Short messaging Service and/or Whatsapp me in relation to any of their products.
Home loan is a form of secured loan that is availed by a customer to purchase a house. A housing loan is repaid through equated monthly installments which consists of a portion of the principal borrowed and the interest accrued on the same. The documentation needed to be submitted along with your home loan application form is available here. This link provides a detailed checklist of KYC, Income and property related documents required for the processing of your home loan application. The checklist is indicative and additional documents could be asked for during the home loan sanction process.
At HDFC Sales, our clients are at the heart of all our endeavours. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. When the applicant wants to borrow an amount that is beyond their eligibility. Obtain your credit report periodically, say once or twice in a year, verify the same for errors and get them rectified as and when required.
HDFC will determine your Home Loan Eligibility largely by your income and repayment capacity. Check with the lender if the property that you have shortlisted will be considered for a housing loan. You can now apply for a home loan online in 4 simple steps with HDFC’s quick and easy apply online module. Our chat service on our website and WhatsApp are available 24X7 to assist you with your housing loan related queries.

The branch will remain closed on the 2nd and 4th Saturday of every month. HDFC bank which was earlier in this place has been shifted to the street near Thoothukudi Lord Siva Temple. Loan Against Property can get you a higher loan amount for your business or personal needs...
Enjoy 2% lower interest rate with 50% discount on processing fee exclusively for HDFC Bank... HDFC Bank personal loans can help meet all your financial needs effectively. IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint. Headquartered in Mumbai, HDFC Sales was formed in January 2004. Today, after 17 years, it is a workforce of 10,000+ employees in over 350 branches across various locations in India.

It is up to HDFC to assess your eligibility and ability to repay the EMIs for two home loans. You are required to pay 10-25% of the total property cost as ‘own contribution depending upon the loan amount. 75 to 90% of the property cost is what can be availed as a housing loan. In case of construction, home improvement and home extension loans, 75 to 90% of the construction/improvement/extension estimate can be funded.